Ghest tracks fixed recurring payments with a known end — loans, car finance, tuition, a phone on instalments — and shows where you are in each one and when the money frees up. <b>For each commitment</b> <ul> <li>Payments made and left, as a progress grid</li> <li>Principal and interest still to pay</li> <li>Last payment made, next payment, final payment</li> </ul> <b>Across everything</b> <ul> <li>Total left to repay and what you pay per month, normalised across daily, weekly, monthly and yearly payments</li> <li>The date everything ends</li> <li>A lump-sum calculator: how much interest an extra payment saves on each loan and how many months it cuts, with the best option highlighted</li> </ul> <b>Details that matter</b> <ul> <li>Persian and English, right-to-left and left-to-right</li> <li>Solar Hijri, Gregorian and Lunar Hijri calendars, both for payment days and for display. A payment on the 31st lands on the last day of shorter months.</li> <li>Any currency, including toman, and a different currency per commitment if you need it</li> </ul> <b>Private by design</b> The app has no internet permission. No accounts, no analytics, no crash reporting. Your data stays on your phone; export it to a JSON file whenever you like and import it on another device.