Cashiro — Free & Open-Source, private SMS-powered expense tracker Automatically extracts transaction data from bank SMS messages and PDF Statements [Gpay & Phonepe UPI] using pattern-based parsing. Works 100% offline - no internet connection required. Key Features: • Multi-Source Transaction Extraction - Automatically parses SMS and PDF Statements [Gpay & Phonepe UPI] with pattern-based extraction • 100% Offline Core Features - Transaction parsing, analytics, and exports work without internet • Optional AI Chat - Download Qwen 2.5 model (1.5GB, Apache 2.0) for natural language queries • Dynamic Home Screen - Customizable widgets including heatmaps, analytics, and transaction lists • Advanced Budgeting - Track historical spending, manage monthly limits, and view subscription trends • Auto-Categorization - Intelligent merchant cleaning and categorization for clear spending insights • Data Portability - Export as CSV ; smart backup/restore for all preferences and data • Premium Material You Design - Sleek interface with blur effects and fully customizable dynamic theming Currently Supported Banks & Countries (80+ banks across 14 countries): • India: HDFC, SBI, ICICI, Axis, PNB, IDBI, Indian, Federal, BOB, Canara, etc. • USA: Citi, Discover, Old Hickory, Charles Schwab, Navy Federal • UAE: FAB, ADCB, Emirates NBD, Mashreq, Liv Bank • Nepal: Laxmi Sunrise, Everest, NMB, Siddhartha, Prime Commercial • Thailand: Bangkok Bank, Kasikorn, SCB, Krungthai, Krungsri, etc. • Other regions: Ethiopia (CBE), Tanzania (M-Pesa), Kenya (M-PESA), Pakistan, Iran, Egypt, Saudi Arabia, Colombia, Belarus. • Plus payment services like Slice, LazyPay, Jio Pay, and Juspay. Privacy & Security: • No internet required for core functionality (SMS parsing, analytics, exports) • Pattern-based transaction extraction - no AI needed for parsing • Optional AI chat uses on-device Qwen 2.5 model (Apache 2.0 licensed) • SMS permission is read-only - we never send messages • No user accounts or cloud sy