<p><b>Nawoliy</b> is a personal finance manager that works entirely offline. No internet connection, no account, no data leaving your phone: everything is stored in a local database on the device.</p> <p>It is built for the realities of Guinea, where the connection is scarce and expensive, and where money moves through very concrete operations: transfers between accounts with operator fees, savings goals, debts between relatives, income that arrives every month.</p> <h2>What you can do</h2> <ul> <li><b>Budget and expenses</b>: track your day-to-day spending, category by category, with an overall monthly budget, category budgets and a warning at 80% and when you go over.</li> <li><b>Transfers between accounts</b>: follow several accounts (mobile money, bank, cash...) and record the fee charged by the operator, so you know the real cost of a transfer.</li> <li><b>Savings goals</b>: set money aside for a project and follow your progress.</li> <li><b>Debts and loans</b>: note who you owe and who owes you, repay in several instalments, and follow each person's history and the upcoming due dates.</li> <li><b>Recurring operations</b>: salary, rent, subscriptions… a reminder at each due date opens the form already filled in.</li> <li><b>Quick entry</b>: templates for frequent operations (taxi, phone credit…) and an optional daily reminder on days with nothing recorded.</li> <li><b>Statistics</b>: by month or by year, compared with the previous period, with the change for each category.</li> <li><b>Backup</b>: automatic daily or weekly copy, export and import of your data, CSV export for a spreadsheet.</li> <li><b>App lock</b>: protect the app with your phone's fingerprint or screen lock.</li> </ul> <h2>Privacy</h2> <p>The app asks for no network permission and contains no advertising, no tracker and no usage analytics. Your financial data stays on your phone. Nothing is transmitted, and nothing can be.</p> <h2>Languages</h2> <p>Available in French (default) and Engli